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Llama App Credit Reward Offer Terms and Conditions Llama Inc. ("Company") credit reward offer is subject to the following terms and conditions. Eligibility: The Credit Reward Offer is only valid for the following 2 groups: • New users of Llama who have never previously had a Llama account, complete the registration process, verify their profile, and are Llama users in good standing ("Eligible New User"). • Existing qualifying users of Llama with an active account who successfully refer an Eligible New User. These referrers will become eligible when they share their Llama-provided referral code with a personal contact who becomes an Eligible New User. Referrers may choose to share their referral code with contacts by accessing the Llama referral section, and they can send a message to contacts that contains this referral code. Anyone who doesn't meet the conditions in this paragraph isn't eligible for this Offer. Llama may decline requests to enroll in the offer without notice and at its sole discretion. Offer: For eligible users, Llama will provide a certain dollar amount of in-app credits in the user's Llama account. The credit value that an eligible user receives is $5. All eligible users who fulfill the conditions of this program will receive credits that they can use for premium features within the Llama platform. Limitations: Rewards will be credited only if the referred Llama account is verified and the reward is claimed within 60 days through the Llama platform. Rewards that aren't claimed within 60 days will expire. The reward is only credited to a user's active account, and a user will not be able to claim the reward unless they have an active Llama account in good standing. The reward, when combined with the value received from all other offers in the current calendar year, may not exceed $250 per household per year.